Pay like a Local with
- Open your account within 3 minutes
Easily open your personal account within 3 minutes via MyInfo
- Manage your expenses
All incoming and outgoing transactions are automatically tracked.
- Top-up with ease
Seamless deposits via PayNow, Bank Transfer or Credit Card.
- Dual currency
We currently support SGD and USD. Stay tuned for the integration of more currencies.
Send and receive money
Send money to China or UnionPay card user in 60 secs.
Receive money from 7.5 billion UnionPay card users from 34 countries and 67 banks globally.
Select your choice of currency
USD & SGD currency in one single account.
- Worldwide acceptance
Worldwide acceptance of virtual UnionPay cards.
- Online & offline payment
Now you can shop and pay seamlessly on and offline globally, including e-commerce sites in China.
QR Pay like a local whenever you are in China
Enjoy hassle-free mobile payments via QR code in China. No more exchanging your local currency to Chinese Yuan. Simply top up your AP-1 Card via PayNow and pay like a local in China.
Worldwide acceptance of virtual UnionPay cards in 51 million merchants in 178 countries.
Enjoy UnionPay International rebates at airports, duty-free outlets and shopping malls.
Eligibility & requirement
- Applicants must be at least 18 years of age
- Singaporeans and pass holders, apply via MyInfo
- Foreigners must upload a copy of their passport and proof of address for verification. In addition, a selfie video is required for liveness check.
Secured and regulated
- Freeze and unfreeze your virtual card
In the unfortunate case that your phone becomes lost or stolen, you should log in to your account to freeze your virtual card. Unfreeze your card when you are ready to use it.
- Your funds are protected
The safety of your money is of our utmost priority, as a Principal Member of UnionPay International, all your transactions are processed and protected by UnionPay's International rules and standard.
- Secured payments
Dynamic QR code offers a more secure payment experience. Any data which is transferred via QR codes is encrypted thus making the payment secure.